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She is a very hard worker and doesn't ask for anything or help from anybody she's always at work and always helping other people. Delivered Ex Ship - DES A trade term requiring the seller to deliver goods to a buyer at an agreed port of arrival. All Americans get one free credit report annually from each of the major credit bureaus. Creditors are much more willing to work with you if you've paid your bills on time. Greenberg and Torchia, LLC, Jenkintown, PA - June 21, 2002 - 2 pages 07/03/2002 133 KB 178.