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If that s the case, the rise in popularity of the interest-only mortgage is the harbinger of a future housing-payments shortfall that will make the endowment scandal story look like a fairytale. These schemes encourage borrowers to refinance to a line-of-credit loan with calculations, charts or graphs, showing the balance of the line of credit reducing more quickly than the consumer's existing loan,ASIC says. Should I invest even more in an ongoing project, or is it time to cut my losses?
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